ntn xprnttn, nutr r nnl rv t hlth r n th rt hv nt r thn 100 lhn u . h rn r nw ln r- tr, t  ppltn n rt n- trt tht nl tn r prut prn t hr trn. h t - prv rult hv n lhn u t tr nrtn, ut ut ntrr, n nl rtr rntn twn pn, r xpl n rltn t t tnr. n n  lhn’ prv ptntl th lr nvtnt n . ntur- ptl unn r lhn trtup rh 1 lln n 2017. h nvt r thn 200 lln n  lhn-pw- r t-hrn lutn r th ntrnt  hn, n l h rprtly n wrn wth lhn n 2016. h - nnl nutry pn run 1.7 lln nnully n xprnttn. hr  lr n tht lhn  p- tntl -hnr. wvr, thr r l rn ut.
prtulr nrn, vn th unt  ny n t pnt, tht lttl  utn h n hv.  th ny u ,  lr nur r tll t th  t, whl thr r n vlp- nt ut wth n utput. h tt ln tht pt lln  llr  nvtnt, n nrly  ny hln, vn r  prtl ll u r lhn thn n th run. f- -“y r n n thry prptv lhn’ tuttrn vlpnt pth nt ntrly urprn. t n nnt th- nly tht rltvly untl, xpnv, n plx. t l unrult n l- tvly trut. l lyl thry u- t th vlutn  ny nutry r prut n  v nt ur t pnrn, rwth, turty, n ln xht 1, nxt p. t 1 whn th nutry ttn trt, r  prtulr prut ruht t rt. h h  prvn n n tn r th thnly h n ully tt. l tn t  lw n rturn n n- vtnt ntv. t 2 whn n n t lrt, th rt xpn n th nutry r prut “t .”
r t ny ppltn, lhn r- uly rn tu t t 1 n th lyl wth  w xptn. h vt “rty  pr  npt  r n pnrn  r n wun up n ny pr“t hv l t t t r  unn run. n rn r th l  prr th rn  ptn thnl. n py- nt, r xpl, t  n tht  lckchais Occableckchais Occableckchai ver recet years has bee extled as a revluti i busiess techlgy I the ie years sice its lauch crs ad fiacial techlgists have spet cutless hurs explrig its ptetial *he resultig ivatis have started t reshape busiess prcesses particularly i accutig ad trasactis Matt iggis Marielaude adeau “ausik Rajgpalhr lr ul rpl th urrnt hhly ntrt yt. wvr, lhn r nt th nly  n twn. uru n- th r ruptn th vlu hn.  nrly 12 lln nvt n  nth lt yr, 60 prnt w u n pynt n lnn.  ’ ll pynt nnvtn nttv p, nwhl, rn n- tl pn pnt thruh hhr trntn p n nr trnprny, uln n n llrtn. lhn plyr n th pynt nt, uh  ppl, r nrnly prtnrn wth nnn pynt prvr, th u- n  whh y   ttr t r lhn thnly. h pn y l  wlln t v rwr r rply wth ntrtn.n tn, th pynt nutry   l nnvtr’ l nunt unrtn tht nvtn n ruptn, n th lly rultn r n utr xp- ttn r tr, r n hpr rv- , y l t nnlztn  thr wn rvnu. vn th rn  ltrntv pynt lu- tn n th nntv t nvtnt y nunt, th qutn nt whthr lhn thnly n prv n ltr- Octber   sy y w pn h th pptt t l vlpnt   utlty tht wul nt th ntr nutry. n tn, ny n hv n trt y rr  trnrtn, lvn lttl hp t hpn  lhn rvlutn. h y qutn nw whthr th ut r tll “ut. r whthr t “ut tht prr n vlpn lhn h n lwr thn xpt. vr rnt nth  nnl nttu- tn hv un t rlrt thr lhn trt. hy hv put  unr r ntn rutny n pt  r trt pprh t vlpnt unn. ny hv nrrw thr u r tn  u  t n r tw n hv ul wn n vrht  vrnn n pln, t tnr, n ntwr ptn.  nrt hv hrun thr pr  npt rtr r tn n 2016 t “ut  hnul ty. h rn  rypturrn, n n prtulr tn,  ptntl ntr nnl ntrunt prpt nnl rv t v rt n lhn xpr- nttn, pln th 18 t 24 nth h  thr nutr n th nutry l- yl. vn tht p, t nt urprn tht th rlr nrn n nn r nw rn lwhr, wth ntl nthu n r y  rwn n  unr- hvnt. h rlty tht rthr thn llwn th l upwr urv  th nutry lyl, lhn ppr t  tll n th t- t lt-hn rnr  th - rph. r ny, t 2 n’t hppnn. n lt 2018, lhn’ prtl vlu nly lt n thr p r h ppltn hr r p u  r whh lhn prtulrly wll-ut. hy nlu lnt  t ntrtn r trn t wnrhp n t ttu. xpl r un n n- urn, upply hn, n ptl r- t, n whh trut lr n tl pn pnt nlun nny, pr pty, n ru. rnztn vlu lhn ppl t nutr tht r trtlly rnt twr rnztn. h  lhn   tl t upprt thr - tn t puru tztn, pr - pltn, n llrtn. n prtulr, ll hppn ntrt, tr nn, n pynt ppltn hv rv rnw ttntn unr th lhn nnr. wvr, n ny  lhn thnly  ll prt  th lutn n y nt nvlv  tru tr- ut lr. n rtn ntn, rnw nry, nvtnt, n nutry ll- rtn rlvn hlln nt  th thnly nvlv. puttnl vlu
rwn nur  pn r purun lhn plt r rputtnl vlu; ntrtn t hrhlr n pttr thr lty t nnvt, ut wth lttl r n ntntn  rtn  rl-l ppltn.
ruly lhn u n utr lylty,  ntwrn n vtn ll nt th try. n th ntxt, l  n “lhn nl” un hllw.f.-. f “ vn th l  nvnn t-l u  n th nutry’ nly l ptn n th nutry lyl, thr r rnl qutn t  ut Octber   sy y  pr- tulrly truln thrt r  ntwr tht l t  ru rtnt. tll, ll nt lt. t’ lly tht ny  th vltn prtl u ty wll  upr r rpl n th nxt tw t thr yr, n nnvtr r lry n- n lutn. rn, r xpl,  - ll thr-nrtn thnly n th nutry’ rt pltr t lvr pr-r- vw pn ur . h prtl n t  quntu-putn rt- nt. rvt lhn, nwhl, r n ult t v ntwr r n- trl vr wh n r th lr n hw n r nnt. n tn, thr hv n  pr- n vn n u , prtulrly wy r th nnl nutry. nt xpr- nt n upply hn, ntty n- nt, n hrn  pul rr hv n ptv.  hv n rry tr trt utr wth lhn-nl prut n rv, n hppn xu- tv lunh  nw rl-t rtry  n- tnr unrpnn y lhn.
n rn prptv tht th ppl- tn  lhn n  t vlul whn t rtz t , nl llrtn, n lv p pn pnt. rtnly, t rn nt whr t ht wnrhp r rprtn t n- ur, hrn “pr ”  upply-hn prvnn r vrtlly, n nln trnprny n uttn. ur up- lckchais Occable n tht t wll  th p  u , rthr thn th n nnl rv- , tht wll vntully ntrt th t vlu. / -“.“ -“ y “ y s hr n urnt tht ny lhn p- pltn wll   utn v t th n t n th nutry lyl.   wll rqur  trn rtnl, nnt ptl, n nr tnrztn. n- th lr wll n t t  r nun vw  thr trt nutr n hr th rht tlnt. wvr, whr thr ptn- tl t r pn pnt t l, th ppr- tunty rn n pl.  t thr w  thr y prnpl  nu ntn r prr rnztn ut trt wth  prl. nl thr  vl prl r pn pnt, lhn lly wn’t   prt- l lutn.
l, ’ rzr pplt ut  th plt lutn vll. r ut hntly vlut thr r-r- wr pptt, lvl  utn, n p- tntl n. hy hul l  th ptntl pt  ny pr“t n up- prtn un . hr ut   lr un  n trt  rnztn ut nty  rtnl r nvtnt tht rlt thr rt ptn n whh up- prt t r lvl n y ply, wthut r  nnlztn. p- n hul prtlly nr thr pwr t hp yt, tlh tnr, n r rultry hurl, ll  whh wll nr thr trt p- prh. lhn’ vlu  r t ntwr t,  “rty  t- hlr ut  ln. hr ut   vrnn rnt vrn prtp- tn, wnrhp, ntnn, pl- n, n t tnr. nn rrnnt ut  r n vn tht unt unn thruh t - rl lunh urnt. pn ut r t  nt n t t  pth t ptn. n  u  lt, pn ut  thr lty t lvr. unt n n thnll upprt ntl.  thy p th hurl, th nxt t t lunh  n pr n thr l- nt nlun th r lhn plt- r n hrwr. hy ut thn t prrn trt trntn vlu n vlty. n prlll, pn hul put n pl th nry rnztnl rwr, nlun wrn rup n untn prtl, tht vl- pnt, nurtn, ntrtn, pr- utn, n rtn t rv ptn t l r untly upprt. *** nptully, lhn h th ptntl t rvlutnz un pr n nu- tr r nn n nurn t hppn n hlthr. tll, th thnly h nt yt n  nnt ppltn t l, n t  truturl hlln, nlun r- lvn th nnvtr’ l.  nu- tr r lry wnrn thr xpttn vnr hv  rl t ply thr, n w xpt urthr “  rl- ”  xprnttn ntnu. pn t n tn lhn rwr ut pt thr trt ply, hntly rvw th vnt vr r nvn- tnl lutn, n r  r hr- Octber   sy y-s